(858) 432-4110 : (651) 207-6461: tom@torgins.com
8305 79th St. S Cottage Grove, MN 55016

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Wildfire insurance: Will your policy replace your home?

This time of year, news of wildfires should get you thinking about your insurance policy and whether or not you have enough coverage to replace your home. Building costs have dramatically increased across the country, and if you live in a wildfire zone, those costs will only rise when the season hits. Will your coverage cut …


Northern California Earthquake

Disasters can happen at any time, as witnessed this last weekend in Northern California. The Napa region experienced a major 6.1 earthquake on August 24 at 3:30 a.m. We encourage our clients to regularly review their disaster readiness plans, including a thorough review of their insurance coverages. Being properly prepared is the best approach to …


How to prepare your home for fire season

Late summer is wildfire season in much of America, and when those fires hit there’s nothing you can do but evacuate. There is plenty, however, that you can do in advance. Have you taken the necessary steps to protect your home and property from a wildfire? Here are some essential questions to consider: Have you created …